All-In-One
Your card. Smarter. Safer.
Every time you pay.
EVC for Physical Cards gives your credit or debit card a dynamic security code that refreshes automatically — battery-free, frictionless, always protected.
LATEST NEWS
Ellipse Appoints Mike Gaffney as PresidentIntroducing EVC for Virtual CardsEllipse Achieves Mastercard’s CQM
All-In-One
AI shops. You authorize.
EVC proves it.
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LATEST NEWS
Ellipse Appoints Mike Gaffney as President • Introducing EVC for Virtual Cards • Ellipse Achieves Mastercard’s CQM •
THE PROBLEM
Fraud is winning. The payments landscape is fracturing. EVC changes the game.
Physical cards. Virtual cards. Mobile wallets. Digital payments. Agentic AI. Each new payment channel introduces new fraud vulnerabilities — and traditionally, each has required a different security vendor. EVC ONE changes that. One platform. One security architecture. Complete protection.
$49B
Projected global cost of CNP fraud by 2030
Nilson Report, 2023
73%
Of all card-related fraud happens in a card-not-present scenario
PYMNTS, 2023
75%
Of consumers would switch banks over inadequate fraud protection
Jumio Online Identity Study, 2024
$3-5T
In global commerce expected to be mediated by AI agents by 2030
McKinsey / PWC
INTRODUCING
Physical. Digital. Agentic. One Platform.
The only universal dynamic CVV platform built entirely on EMV rails — protecting every payment channel your customers use today and will use tomorrow.
FOR BANKS & CARDHOLDERS
EVC adds a battery-free ePaper dynamic security code display directly onto your credit or debit card. Every time the card is used at a POS, ATM, or mobile app, the CVV refreshes automatically — making any previously stolen code instantly worthless. No battery. No friction. No change to cardholder behavior.
EVC for Physical Cards
FOR FINTECHS & DIGITAL-FIRST ISSUERS
EVC brings the same powerful dCVV/dCVC protection to 100% virtual and digital cards. Perfect for digital-first institutions and fintechs who want to elevate card security without new infrastructure. Flexible refresh modes, iOS/Android/Web, and a clean path to physical card issuance when ready.
EVC for Virtual Cards
THE NEW FRONTIER — AGENTIC COMMERCE
Agentic AI shopping — where platforms like Alexa, ChatGPT, and Google UCP make purchases autonomously on your behalf — is already here. $3 to $5 trillion in global commerce is expected to be mediated by AI agents by 2030. Without a mechanism to confirm human intent, every AI-driven purchase becomes a potential dispute, chargeback, or fraud claim.
EVC for Agentic AI
WHY
Why EVC? Because one platform should do it all.
EVC ONE is the only solution that covers every payment channel, every card type, and every emerging commerce scenario — with a single integration.
Battery-free, eco-friendly hardware
No battery. No waste. Power harvested directly from the terminal. 10+ year card lifespan.
Digital, virtual, mobile flexibility
One platform. Every card format. Physical, digital, virtual. All protected.
Fully EMV-Native, uninterrupted transactions
Verification happens inside the transaction. No third-party server. No latency. No interruption.
Reduce false declines
Real-time dynamic authentication means more good transactions approved and less revenue lost.
Reduce chargebacks
Every transaction carries proof of human authorization. Stolen data is instantly worthless.
Acquire new customers, new revenue
68% of cardholders would pay extra for it. 55% would switch banks to get it. EVC is a revenue stream.
HOW IT WORKS
Simple for cardholders. Powerful for everyone.
EVC works within your existing habits. No new apps required, no behavior change, no friction.
1
The cardholder uses a physical or virtual EVC-Ready card to make a purchase as normal.
2
The EVC dynamic security code is refreshed during each card-present transaction, instantly.
3
The ecommerce/CNP transaction is secure & human-authorized with the refreshed security code.
4
EVC practically eliminates ecommerce and CNP payment fraud by rendering stolen card data obsolete. Customer data is secure.
GLOBAL RECOGNITION
Award-winning innovation, worldwide.
Ellipse has earned global industry recognition for its innovation, performance, and impact across international markets.
EVC embeds a dynamic security code (dCVC/dCVV) on every card to effectively prevent ecommerce payment fraud without changing user habits.
Battery-free,
eco-friendly hardware
Financial institutions can attract new customer with an eye-catching, tech-forward payment card featuring a changing, epaper display. EVC is your new "wow" factor.
Digital, virtual,
mobile flexibility
EVC enables a new recurring revenue stream by offering premium features on payment cards. EVC-Ready cards have a higher ROI than traditional credit & debit cards.
Fully EMV-Native, uninterrupted transactions
Customers reach for the card they trust the most. EVC's fraud protection puts EVC-Ready cards at the top of everyone's wallet, in every shopping scenario.
Reduce false declines
Customers reach for the card they trust the most. EVC's fraud protection puts EVC-Ready cards at the top of everyone's wallet, in every shopping scenario.
Reduce chargebacks
Customers reach for the card they trust the most. EVC's fraud protection puts EVC-Ready cards at the top of everyone's wallet, in every shopping scenario.
Acquire new customers,
new revenue
Benefits
EVC is a class-leading technology that solves the growing card-not-present fraud problem while conveying other benefits:
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